A raging fire swept across the plains one day and burned down the farmers barn.
While he was out surveying the burned out wreckage of his barn and everything that was in it, the farmer’s wife called their insurance company and asked them to send a check for $75,000, which was the amount of insurance they had on the barn.
“We don’t actually give you the money”, an insurance company official explained. “We replace the barn and all the equipment in it”.
“Oh!”, exclained the farmer’s wife, with a rather disappointed on her face.
“In that case”, she replied, “please cancel the insurance policy I have on my husband”.
Image used under a Collective Commons License from https://www.flickr.com/photos/usforestservice/45923164272
